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Link Partners and Providers must not:

• Access the Equifax service on a customer's behalf
  - only customers can access their own personal details.
• Represent the Equifax service as a compulsory condition
  of the Provider relationship.
• Ask for, or otherwise obtain, customers' Equifax usernames & passwords.
• Coerce or otherwise require a customer to provide personal details
  obtained from an Equifax service.