3 Different Ways of Adding Value to Life as an Appointed Representative

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Tailor made A.R Packages.

Our Appointed Representative life packages have been tailor made to be some of the best AR insurance packages in the market. You can choose between three different submission routes to ensure you have the right tools in place to write life insurance business.

This option allows you to access our Platinum Panel, offering some of the most competitive commissions in the market of our top 5 insurers via Webline.

This service is offered to all Appointed Representatives with no additional costs.

Commission rates

PRODUCT PROVIDER	NET/PAY RATE (API)
	190% indexed (4 year) 180% non-indexed (4 year)
	170% (2 year)
	180% (4 year)
	170% (4 year)
	180% (4 year)
	175% indexed* (2 year) 165% non-indexed (2 year)
* Scottish Provident rates are based on business being written on an indexed basis.

Commission rates apply to policies submitted on-line with a minimum term of 12 years. Policies with a shorter term will attract a lower commission rate. Commission will be subject to a 2 or 4 year clawback period. For more information please refer to the product providers terms and conditions. These rates do not apply to PHI policies. For more information please contact the Commissions Department on 020 7268 6950.

Commission Rates shown are the maximum available taking account of cases being submitted electronically to insurers.

Under The Mortgages Times Platinum Panel, you will only be able to offer products from Legal & General, Norwich Union, Scottish Provident and Friends Provident for Life Insurance, Critical Illness, and Permanent Health Insurance contracts.

All our Registration Documentation can be downloaded by clicking here

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This option allows you to access our Full Insurer Panel of 11 with the flexibility of taking advantage of a whole of market proposition via Webline.

Commission rates

PRODUCT PROVIDER	NET/PAY RATE (API)
	175% indexed (4 year) 167% non-indexed (4 year)
	155% (2 year)
	150% (2 year)
	170% (4 year)
	165% (4 year)
	160% (4 year)
	170% (4 year)
	165% (4 year)
	165% indexed* (2 year) 160% non-indexed (2 year)
	160% (2 & 4 year)
existing agencies only	170% (4 year)
	160% (2 year)
* Scottish Provident rates are based on business being written on an indexed basis.

Commission rates apply to policies submitted on-line with a minimum term of 12 years. Policies with a shorter term will attract a lower commission rate. Commission will be subject to a 2 or 4 year clawback period. For more information please refer to the product providers terms and conditions. These rates do not apply to PHI policies. For more information please contact the Commissions Department on 020 7268 6950.

Commission Rates shown are the maximum available taking account of cases being submitted electronically to insurers.

All our Registration Documentation can be downloaded by clicking here

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By choosing this route you will receive administration support with all your life applications. This option is for intermediaries who don’t often come across life applications and by having support on writing life business, we can ensure you can cater for all your clients requirements.

Reasons to use Administration Support.

• Brokers send the completed application to us for checking
• Once checked we submit to the life company
• We chase for GP reports and medicals to be returned
• We chase all information through to acceptance
• We start policy when instructed
• We check policy documents and send to client

When submitting an application to us we will require the following paperwork:

• Completed and signed application form
• Copy of illustration as given to your client
• Signed money laundering form for each client
• Evidence of name and address for each client

All our Registration Documentation can be downloaded by clicking here

Commission rates

PRODUCT PROVIDER	NET/PAY RATE (API)
	145.03% (4 year)
	133.33% (2 year)
	133.33% (2 year)
	145.03%*(4 year)
	145.03%*(4 year)
	145.03%*(4 year)
	145.03%*(4 year)
	145.03%*(4 year)
	133.33% (2 year)
	145.03% (2 & 4 year)
	145.03%*(4 year)
	133.33% (2 year)

* Please note all are subject to a 4 year clawback.

Commission rates apply to policies submitted on-line with a minimum term of 12 years. Policies with a shorter term will attract a lower commission rate. Commission will be subject to a 2 or 4 year clawback period. For more information please refer to the product providers terms and conditions. These rates do not apply to PHI policies. For more information please contact the Commissions Department on 020 7268 6950.

Commission Rates shown are the maximum available taking account of cases being submitted electronically to insurers.

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